Travel Insurance Explained

There are two types of Travel Insurance – Single Trip or Annual Travel Cover.

Single Trip Cover provides cover for one specific trip.

Annual Cover covers multiple trips throughout the year.

 

Tip! If you plan on undertaking sports or hazardous activities you will need extra cover.

 

Benefits Include:

• Lost, stolen or damaged personal effects and baggage cover.  Emergency medical expenses.
• Personal Accident Cover provided if a permanent injury is sustained abroad.
• Personal Liability cover included for accidental injury to a third party or their property.
• Cancellation/Curtailment Cover for the trip due to reasons stipulated in your policy.

 

Additional Benefits you may need

• Be mindful of pre-existing medical conditions – these will not be covered on your policy
• Hazardous/Sporting activities are not included as standard.
• You will require specific travel insurance for a business trip.
• High value items will not be covered you may need to specify these

 

How to Save Money on your Travel Insurance

• A discount may apply if you have private health insurance.
• If you already have a policy with Sheridan Insurances we can offer you a €40 loyalty discount on an annual travel policy.
• If you are likely to be travelling on more than two trips it will be more cost effective to take out an annual policy.